Payment & Insurance Options for Addiction Treatment in New Jersey

Insurance & Payment Options

Accredited Care with Affordable Options at Avatar Recovery Center

At Avatar Recovery Center in New Jersey, we make the insurance verification process quick and easy so that you can start receiving the quality treatment you deserve as soon as possible.

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Explore Recovery Insurance Coverage That Make Substance Abuse Treatment Obtainable

We work with various addiction treatment insurance companies that provide out-of-network benefits to keep our addiction treatment services within your reach. A list of out-of-network providers is as follows:

  • Aetna
  • AmeriHealth
  • Anthem
  • Beacon
  • Blue Care Network
  • BlueCross/BlueShield
  • Cigna
  • ComPsych
  • Great-West Life
  • Health Net
  • Highmark
  • MultiPlan
  • Optum
  • Preferred One
  • Premera
  • Regence
  • QualCare
  • Humana
  • Magellan
  • Empire Blue Cross Blue Shield
  • United Healthcare
  • Horizon Blue Cross Blue Shield

Addiction Treatment & Insurance FAQs

Professional treatment is critical to recovering from drug or alcohol addiction. At Avatar Recovery Center in New Jersey, trained admissions staff will assist you in answering all of your questions regarding addiction treatment insurance coverage, self-pay options, and your healthcare. Contact us directly to speak to our admissions staff to discuss how we may help you to begin to walk the road to recovery!

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Access to Out-of-Network Benefits

How to Utilize My Out-Of-Network Insurance Benefits for Treatment

We know that trying to figure out what is covered can be an irritating process, we are here to help! Below are the short details and steps to work with your health insurance carrier to determine the potential cost of treatment services.

  • Gather your insurance information (Provider, Identification #, Policy Holder Information, etc.)
  • Call Avatar Recovery Center Admissions at
    (866) 891-4726.

    • An Avatar Recovery Center Admission specialist will do all the work of verifying your coverage and out-of-pocket expenses with your insurance carrier.
    • We will review and discuss our findings from consulting with your insurance carrier to make the best plan for your recovery journey.

What If I Cannot Afford the Out-Of-Pocket Expenses?

At Avatar Recovery Center, everyone deserves a chance to recover. While there is a potential that you are responsible for an out-of-pocket cost, Avatar Recovery Center is here to put you at ease. We provide several options for financial agreements and arrangements that allow you to receive the care you need now. Call us today to learn more about the options available to get the help you need now.

In-network with my insurance

What if I don't have Insurance?

If you are in a situation where you do not have health insurance, options are still available to help you cover the cost of addiction treatment.

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What Are Some Additional Options to Assist with the Cost of Substance Abuse Treatment?

  • Personal loans Many banks or credit unions will loan money for healthcare-related costs, including addiction treatment. Often, healthcare loans have lower interest rates compared to other loans. However, the loan and interest rate amount is contingent on your credit and other factors.
  • Payment Plans Treatment facilities often provide financial options allowing you to pay back the cost of treatment in small increments over time in good faith. Avatar Recovery Center is open to working with you and your financial means.
  • Scholarships Some treatment facilities, states, or government programs have scholarships to qualify individuals needing substance abuse treatment services.