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Payment & Insurance Options for Addiction Treatment at Avatar Recovery Center

Insurance & Payment Options

Trusted Accredited Treatment with Flexible Payment Options

At Avatar Recovery Center in New Jersey, we make the insurance verification process quick and easy so that you can start receiving the quality treatment you deserve as soon as possible.

Call Now (866) 891-4726
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Explore Recovery Insurance Coverage That Makes Substance Use Disorder Treatment Obtainable

We work with various addiction treatment insurance companies that provide out-of-network benefits to keep our addiction treatment services within your reach. The list of out-of-network providers is as follows:

  • Aetna
  • AmeriHealth
  • Anthem
  • Beacon
  • Blue Care Network
  • BlueCross/BlueShield
  • Cigna
  • ComPsych
  • Great-West Life
  • Health Net
  • Highmark
  • MultiPlan
  • Optum
  • Preferred One
  • Premera
  • Regence
  • QualCare
  • Humana
  • Magellan
  • Empire Blue Cross Blue Shield
  • United Healthcare
  • Horizon Blue Cross Blue Shield

Addiction Treatment & Insurance FAQs

Professional treatment is critical to recovering from drug or alcohol addiction. At Avatar Recovery Center, our trained admissions staff will assist you in answering all of your questions regarding addiction treatment insurance coverage, self-pay options, and your healthcare. Contact us directly to speak to our admissions staff to discuss how we may help you begin to walk the road to recovery!

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Access to Out-of-Network Benefits

How to Utilize Your Out-Of-Network Insurance Benefits for Treatment

We know that trying to figure out what is covered can be an irritating process, so we are here to help! Below are some brief details and steps to work with your health insurance carrier to determine the potential cost of treatment services.

  • Gather your insurance information (Provider, Identification #, Policy Holder Information, etc.)
  • Call Avatar Recovery Center Admissions at (866) 891-4726.
    • An Avatar Recovery Center Admission specialist will do all the work of verifying your coverage and out-of-pocket expenses with your insurance carrier.
    • We will review and discuss our findings from the consultation with your insurance carrier to make the best plan for your recovery journey.

What If I Cannot Afford the Out-Of-Pocket Expenses?

At Avatar Recovery Center, everyone deserves a chance to recover. While there is a potential that you are responsible for an out-of-pocket cost, Avatar Recovery Center is here to put you at ease. We provide several options for financial agreements and arrangements that allow you to receive the care you need now. Call us today to learn more about the options available to get the help you need now.

Out-of-network with my insurance

What if I don't have Insurance?

If you are in a situation where you do not have health insurance, options are still available to help you cover the cost of addiction treatment.

Call Now (866) 891-4726
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What Are Some Additional Options to Assist with the Cost of Substance Use Disorder Treatment?

  • Personal loans: Many banks or credit unions will loan money for healthcare-related costs, including addiction treatment. Often, healthcare loans have lower interest rates compared to other loans. However, the loan amount and interest rate are contingent on your credit and other factors.
  • Payment Plans: Treatment facilities often provide financial options allowing you to pay back the cost of treatment in small increments over time in good faith. Avatar Recovery Center is open to working with you and your financial means.
  • Scholarships: Some treatment facilities, states, or government programs have scholarships to qualify individuals needing substance use disorder treatment services.

Frequently Asked Questions

Yes. Avatar Recovery Center works with a wide range of out-of-network insurance providers. We are committed to making treatment accessible and will help verify your coverage quickly so you can start receiving care as soon as possible.

Simply call our admissions team at +1 (866) 891-4726 with your insurance information (provider name, ID number, and policyholder details). Our specialists will contact your insurance carrier on your behalf, verify your out-of-network coverage and out-of-pocket expenses, and walk you through the findings before treatment begins.

Out-of-network means that Avatar Recovery Center has not contracted directly with your insurance company, but your plan may still cover a portion of treatment costs. Our admissions team will help clarify exactly what your plan covers and what your potential out-of-pocket responsibility may be, so you have full transparency before committing to treatment.

We understand that financial concerns should never prevent someone from seeking treatment. Avatar Recovery Center offers flexible financial agreements and payment arrangements to accommodate your situation. Contact us at +1 (866) 891-4726 to discuss the options available to you.